MONTHLY NET INCOME

Income (1st Job)........................................................................ $ 457

Income (2nd Job)....................................................................... $________

Monthly Net Income Total......................................................... $________

MONTHLY EXPENSES

Savings......................................................................................... $________

Mortgage/Rent............................................................................. $________

Car Payment................................................................................ $________

Car/Home Insurance................................................................. $________

Health Insurance........................................................................ $________

Heating......................................................................................... $________

Cable/Phone.............................................................................. $________

Electric.......................................................................................... $________

Other............................................................................................. $________

Monthly Expenses Total............................................................ $________

MONTHLY SPENDING MONEY............................................... $________

(Monthly Net Income Total minus Monthly Expenses Total)

DAILY SPENDING MONEY GOAL........................................... $________

(Monthly Spending Money Divided by 30)